This is a package policy specially designed for jewellers & diamontaires i.e. those establishments dealing solely in diamonds.
Jewellers premises are categorised into Class I, II or III depending upon the type of security provided for the premises. Discount in premium is available in case the premises have special protection devices like built-in vaults, strong rooms ,closed circuit T.V. or armed guards.
Bankers Indemnity Policy
A package policy designed specially to cover the risks related to banking sector. A single policy covering all branches in India of the particular bank.
Retroactive period facility available whereby losses discovered during policy period due to an incident occurring in earlier period but after inception of first policy , also become payable, provided the policy has been continuously renewed with us without break.Discount in premium available for banks having less than 500 branches.
Shopkeepers Policy
This is a package policy specially designed for small shopkeepers. It is a single policy combining the various insurance requirements of shopkeepers.
Discount in premium is available if a minimum number of four sections is selected including Section I (b).Only one policy can be taken by one shopkeeper for each shop in a specific location having separate books of accounts.
Marine Cargo Policy
• This policy covers goods,freight and other interests against loss or damage to goods whilst being transported by rail,road,sea and/or air.
• Different policies are available depending on the type of coverage required ranging from an ALL RISK cover to a restricted FIRE RISK ONLY cover.
• This policy is freely assignable and is basically an agreed value policy.
Plate Glass Insurance
It is an annual policy that covers all kinds of accidental breakages of the plate glass fixed to display windows or show cases of commercial establishments.
The policy covers the cost of making good accidental breakage of insured glass by any reason whatever, except those that are specifically excluded.
