|
 |
 |
 |
United India Shop Insurance |
|
 |
|
We Cover
The package cover offers protection against loss/damage to the building and its contents
• Money in transit
• Pedal Cycles
• Plate Glass
• Neon Sign & Glow sign
• Baggage while on travel
• Accidental injury causing death/disability
Who can be Insured ?
Any small shopkeeper exposed to one or more of the above-named contingencies. He can choose benefits under four (minimum) or more sections. P.A Cover is offered for insured, spouse and children (Age 12 - 70)
What is Insured ?
• Building and contents Fire, lightning, Acts of God, Riot, Strike and malicious damage, impact damage, explosion of gas in domestic appliances, overflow of water tanks. Burglary, House breaking and Theft.
• Money in TransitLoss due to accident or misfortune
• Pedal CyclesFire, lightning, explosion, Riot, Strike and Malicious Damage,
• Acts of God, Burglary, House breaking, Theft, external accident and also
• Legal liability with a limit of Rs.10,000/-.
• Plate Glass (Fixed)Accidental breakage
• Neon sign/Glow signFire, Accidental damage, Riot, Strike and Malicious Act and or theft.
• Baggage while in travelLoss due to accident or misfortune
• Personal AccidentAccidental injury causing death/disablement/loss of limb, total/partial
What will Policy Pay and How Much ?
If injury directly/solely causes within 12 months of its occurrence:
Actual extent of loss/damage to property under respective sections chosen;
Sum Insured is the limit of maximum liability under respective sections;
Limit of liability to third party for Personal injury/Property damage is upto Rs.10,000/- under Pedal Cycle section respectively.
Personal Accident Section
If injury directly/solely causes within 12 months of its occurrence:
Death / loss of two limbs / eyes / Total permanent disablement : Full Sum Insured
Loss of a hand / foot / eye / use of hand / foot : 50% Sum Insured
Specified Percentage (%) of Sum Insured in other cases of permanent disablement [partial]
Weekly benefits (Rs.3000/- max.) upto 100 weeks payable for Temporary Total Disability.
What will Policy not Pay?
Loss or damage due to
• War and war like perils
• Wear and tear, depreciation, consequential loss
• Nuclear group of perils
• Gross and willful negligence of Insured
• Violation of policy conditions
• Loss/damage/liability where Insured´s family or Insured's employee are involved as principal/accessory
• Intentional act/self injury/ influence of drug/intoxicant.
|
| |
|
|
 |
 Top Providers |
 |
ICICI Prudential Life |
|
SBI Life Insurance |
|
Life Insurance Corp. |
|
Bajaj Allianz Insurance |
|
United India Insurance |
|
|
| |
|
|
|
