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Royal Sundaram Home Insurance

Homeshield Classic is a comprehensive package of insurance benefits designed to cover the buildings and contents of your home against all possible kinds of perils such as fire, earthquake, terrorism, storm, flood, cyclone, burglary and breakdown of appliances. Your building cover can be arranged in conjunction with your contents cover or on its own.

Homeshield Classic - Coverage
When it comes to contents of your home, Royal Sundaram-s Homeshield Classic will give you complete peace of mind by covering the contents against a range of risks. We also cover building insurance.

Three levels of cover to choose from to suit your lifestyle.
You have the option of insuring your building against fire and allied perils.
You have an option of payment through credit card with automatic renewal facility
Assured Claims service: Claims will be settled within 10 days of receipt of documents.
We provide you 15 days to review your policy document. If you are not completely satisfied, simply return your policy for cancellation and Royal Sundaram will refund the entire premium paid provided no claim has been made.

Homeshield Classic - Features
Simple documentation & customer-friendly package.
Comprehensive package covering fire, earthquake, terrorism, storm,
Option to cover building against Fire & allied perils @ Rs.78.56/- per lac.
Covers household contents, appliances, jewelry & breakdown of appliances.
3 levels of cover to choose from: Silver, Gold & Platinum.
Assured Claims service: Claims will be settled within 10 days of receipt of documents.
You have an option of payment through credit card with automatic renewal facility.
Option of Add-on covers for Computer, Air-conditioner, Air Cooler.

Policy Coverage
Policy Exclusions
The policy does not cover :
•  Loss or damage due to war and allied perils, nuclear and pollution related perils
•  Depreciation, wear and tear and consequential loss of any kind
•  Scratching, Cracking, accidental breakage
•  Items more than 10 years old are excluded under Electrical & Mechanical breakdown cover.

Procedure for Home Claims
•  Claims procedure for Breakdown
•  Claims procedure for Fire
•  Claims procedure for Burglary
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