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ICICI Lombard Rural Insurance |
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Burglary cover (only for contents):
The contents of your home are also covered against loss due to burglary or an attempted burglary. It also covers loss of jewellery, silver articles and precious stones kept under lock and key, up to 25% of the total content sum insured or Rs. 1 Lac, whichever is lower.
Optional covers:
Terrorism cover - Covers any damages and losses to the structure and / or contents of your home due to acts of terrorism.
Additional expenses of rent for alternative accommodation - If you are forced to shift into an alternative accommodation because your home is destroyed or damaged by any insured peril, the policy will cover you against the additional rent.
Key Benefits
• Comprehensive cover - Covers both structure and contents of your home.
• Avail 15% discount on a 3 years home insurance policy and 25% discount on 5 years policy.
• Optional covers available - Terrorism and Additional expenses of rent for alternative accommodation.
• Alternate Covers - A Home Insurance cover allows you to avail an optional cover for alternative rent & Terrorism cover.
Policy Exclusions
• Wilful destruction of property.
• Loss, damage and destruction caused by war, wear and tear, atmospheric conditions etc.
• Losses if your home has been unoccupied for more than 30 days.
• Cash, bullion, painting, works of art and antiques.
• Loss to the structure and / or contents of your home due to acts of terrorism.
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