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Private Car Comprehensive Insurance Policy
The policy can be issued to cover all types of private cars
The Policy covers
All accidents including earthquake, flood, riot, strike and malicious acts.
Section I:
It covers the legal liability of insured towards third party personal injury and property damage arising out of an accident involving the insured vehicle.
Section II:
Undertakes to reimburse the expenses incurred :
•] Towards repair/replacement of parts of the vehicle, or
• To pay the market value of the vehicle in case of a total loss, provided that the originating cause of such damage is an accident, including theft.
The Policy does not cover
The liabilities can emanate from numerous sources -
• Shareholders.
• Customers and clients.
• Suppliers.
• Competitors.
• Employees.
• Members of public.
• Government - income tax, excise, etc.
• Regulatory Bodies
• Any accidents outside the geographical area.
• Consequential loss, normal wear and tear.
• Driving without valid licence for that class of vehicle. Driving under the influence of liquor / drugs.
• Vehicle not being used as per the regulations of registration.
You can opt for the following extensions
• Loss of accessories
• Legal liability to the paid driver, cleaner or any workman
• Personal accident to the occupants
• Unlimited Legal liability towards property damage of Third Party
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 Top Providers |
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ICICI Prudential Life |
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SBI Life Insurance |
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Life Insurance Corp. |
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Bajaj Allianz Insurance |
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United India Insurance |
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