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The New India Home Assurance

Salient Feature
Personal effects and household goods belonging to individual householders can be covered under this Insurance. It covers under single policy a number of risks.

Scope of Cover
Section I: Fire & Allied Perils
a) Building
b) Contents

His covers loss of or damage to the building/contents by fire & allied perils, such as riot, strike, lightning, explosion, flood, cyclone, inundation earth quake etc. (for further details please contact nearest office)

Rate of Premium:
Rs. 0.50 per mille.

Section II: Burglary & Housebreaking including larceny and theft
This covers all contents in the premises against the above risks. The Sum Insured on contents under this section as well as Section I would be the same.

Rate of Premium:
Rs. 2.40 per mille.

Section III: All Risks
This covers loss or damage to jewellery & valuables caused by accident whilst anywhere in India. Recent invoice/receipt or valuation Certificate should be obtained for items valued at more than Rs.5000/- each.

Rate of Premium:
Rs.10.05 per mille.

Section IV: Plate Glass
This covers loss of or damage to fixed plate glass in the insured premises by accidental breakage.

Rate of Premium:
Rs. 10.05 per mille.
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