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Royal Sundaram Industrial Insurance

Industrial All Risks Policy

Wide and comprehensive cover for the large sized business where the assets at all locations of the insured exceeds Rs.100 Crores. It is an All Risks Policy covering a wide range of perils such as fire and allied perils, burglary, accidental damage, breakdown as well as business interruption.
It also has an optional Machinery Breakdown Loss of Profits Cover.

Standard Cover
Section I: Material Damage -
It covers accidental physical loss or damage (including machinery breakdown) to the property insured due to any cause other than those excluded.

Section II: Business Interruption- It covers loss due to business interruption following a Physical loss or damage to the property covered and the same is admissible, under material damage section of the policy.Loss of Profits arising out of machinery breakdown is optional.

Salient features
•  Quick and expert risk inspections where required.
•  Expert Risk Control Programme by our Risk Engineers on all aspects of safety and Loss Prevention/ Minimization •  Availability of various optional covers
•  Rating based on individual risk features including claims experience and fire protection systems availability
•  Superior claim service

Erection All Risks Insurance

Erection Coverage: The Erection All Risks policy is a comprehensive insurance, which provides complete protection against all types of risks associated with erection, testing, commissioning of machinery, plant and equipment during constructional stage.

Erection All Risks Insurance embraces a wide variety of plant and machinery at all levels of complexity, ranging from the relatively straight forward positioning and connecting up of single manufactured items of equipment such as small pumps or electric motors to complete major industrial complex such as a large power station or manufacturing facility.

Duration: The cover starts from the time of arrival of first consignment at site, normal storage and thereafter during erection, testing, commissioning until the plant is successfully commissioned and handed over.
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