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Tata Aig Shop Insurance

Exclusions Cover Includes
Overview
Shop in today´s world is most important point of sale open round the clock to keep ahead of competition, win customers, handle staff & manage the business. We also know you have little time to think about managing the risks involved. Nevertheless, your business does carry risks. That is why we have tailor made an insurance solution to carter to most of shops´ insurance requirements.

Who can buy?
This policy provides insurance for all kinds of shops:
•  Mom-and-pop shop
•  Convenience stores
•  Shopping Malls

Cover Includes
Standard Cover

Standard Fire & Special Perils, Earthquake, and Burglary
Additional in built covers: (At no cost to you)
•  Expense incurred on debris removal up to 1% of claim amount
•  Expense incurred on Architects surveyors and consulting engineers fees up to 3% of claim amount

Add ons:
•  Terrorism cover
•  Expense incurred on debris removal in excess of 1% of claim amount
•  Expense incurred on Architects surveyors and consulting engineers fees in excess of 3% of claim amount
•  Additional expense of rent for an alternative accommodation
•  Loss of rent

Optional Covers
•  Money
   Money in Safe
   Money in Transit
   Money in till / at counter
   ATM Withdrawal Protection
•  Plate Glass & Neon Signboard
•  Electronic Equipment
•  Machinery Breakdown
•  Portable Equipment
•  Baggage
•  Personal Accident
•  Fidelity Guarantee of employees
•  Public Liability
•  Workmen´s compensation
•  Tenant´s Legal Liability
•  Purchase Protection
•  Business Interruption
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