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Tata Aig Industrial Insurance |
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Contractor´s All Risks Policy
The Contractors All Risks Insurance offers comprehensive coverage for all types of civil construction risks.
The coverage for physical loss or damage to property is on an "All Risks" basis, i.e. the policy insures against damage to property in the course of construction by all sudden, accidental and unforeseen causes other than specified excluded perils.
This cover includes works brought on to the site for the purposes of the contract as well as temporary works erected or constructed on-site.
Various add-on covers are available as per customer´s requirement.
Erection All Risks Policy
Erection All Risks (EAR) insurance offers protection to principal and contractors and also to manufacturers and suppliers erecting machinery and plant etc. against financial loss due to any sudden fortuitous and unforeseen causes resulting in loss or damage to the property insured at the project site whilst being stored, erected, tested and commisioned.
Erection All Risks Insurance offers comprehensive coverage for plant and machinery construction risks. This policy can be extended to include third party liability related to work conducted on the contract site.
Various add-on covers are available as per customer´s requirement
Advance Loss of Profits
ALOP Insurance provides indemnification to the Principal or Owner of a project for the actual financial loss sustained due to a delay in completion of the insures works.
This Insurance covers Loss of gross profit due to reduction in turnover And / OR Increase in cost of working due to "Delay" caused by insured accidents.
Indemnification under this policy would be made only if this delay has been caused by physical loss or damage covered under the CAR / EAR policy.
Machinery Breakdown
This policy covers for physical loss or damage to machinery and equipment against unforeseen and sudden physical loss of, or damage to the insured items, necessitating their repair or replacement, other than specified excluded perils.
Cover is valid during the time the machinery is in operation or rest or in the process of dismantling, overhauling or during subsequent re-erection at the same premises.
Various add-on covers are available as per customer´s requirements
Boiler & Pressure Plant
The Boiler And Pressure Plant Insurance policy provides coverage for all types of boilers and / or other pressure plants.
This policy covers sudden / accidental explosion and collapse risks to insured boilers / pressure plants.
This policy also includes insured´s own surrounding property and third party liability coverage, arising out of a sudden and unforeseen physical loss of, or damage due to explosion or collapse of the boiler and / or pressure plant.
Electronic Equipment
The Electronic Equipment Insurance policy provides comprehensive coverage for electronic equipment.
This policy covers accidental and unforeseen physical loss or damage to electronic equipments and data media.
This policy can be extended to include additional costs the insured shall incur to ensure continued data processing on substitute equipment if such costs arise as an unavoidable consequence, of an identifiable loss or damage, during the period of insurance, to property insured under the material damage section of the policy.
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