Every business has a specific set of requirements. Our range of business products is especially designed to meet your business needs across the commercial spectrum. It is pivotal to get adequate insurance cover for your business to mitigate risk.
Corporate Cover
Premium
Generally speaking, the Premium rate depends on the construction of the asset, the occupancy and the accident prevention measures implemented in the office. Appropriate discounts / loading to premium is given based on past claims history.
Scope of Cover
Office Insurance Policy is a comprehensive insurance policy for your office. This policy covers:
Fire (Building and Contents)
The Policy covers losses to the building and contents against:
• fire
• lightening
• riot
• strike
• storm
• cyclone
• flood
• terrorism
Loss or damage due to terrorism can also be covered under this Policy by taking an add-on cover in the form of an endorsement.
Burglary
This cover protects the contents of your office against any loss or damage caused by burglary or an attempted burglary.
All Risk-Functional Equipment
This cover provides for the damage caused to the equipment in your office.
Cost of Data Reinstatement
This covers the cost incurred in restoring the data lost because of an insured peril.