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Royal Sundaram Travel Insurance

Travel Shield
Besides your luggage, money, passport and tickets, the next important item to accompany you on your trip is a reliable travel insurance plan to take care of any unexpected event.

Until you return to India, Travel Shield guards you from unexpected incidents such as baggage delay, loss of baggage, flight delays, medical expenses and loss of travel documents, all under one convenient package, at an affordable price.

Key Features
•  Medical advice over the telephone
•  Medical services provider referral
•  Arrangement of appointments with local doctors for treatment
•  Arrangement of hospital admissions
•  Monitoring of medical condition during hospitalization
•  Direct settlement for in-hospital medical expenses abroad (Medical expenses in excess of US $500 only will be entertained for direct claims settlement)
•  Arrangement of emergency medical evacuation
•  Arrangement of medical repatriation
•  Arrangement of transportation of mortal remains
•  Inoculation and visa requirement information
•  Lost baggage and lost passport assistance
•  Emergency message transmission assistance
•  Embassy and legal referral services
•  Interpreter referrals
•  Weather and exchange rate information
• Information on claims procedure

Key Benefits
You could choose between a single trip and an annual multi trip policy. Under single trip policy, you have different plans to choose from depending on your requirement. If you travel frequently on business or pleasure, you could choose between Travel Shield Gold and Platinum.

Policy Terms and Conditions
•  Travel Shield Secure - Exclusions
• This Travel policy does not cover claims arising out of exclusions. Some of the important exclusions are stated here. For details please refer the policy wording.

Overseas Health cover
1. Claims arising out of pre-existing diseases, whether known or unknown and complications arising from them.
2. Pregnancy and related complications.
3. Medical expenses incurred as a result of alcohol and/or drug abuse,addiction or overdose.
4. Treatment that could reasonably be delayed until the Insured Person's return to the Republic of India.
5. Any costs related to mental or psychiatric disorders.

Personal Accident Cover
1. Accident whilst engaging in aviation or ballooning, except when the Insured Person is flying as a fare paying passenger on a multi engine, commercial aircraft.
2. Any claim for death or Disablement of the Insured Person from
(a) intentional self-injury, suicide or attempted suicide
(b) whilst under the influence of intoxicating liquor or drugs
(c) self-endangerment unless in self-defense or to save life.

General Exclusions
Any claim arising out of sporting activities in so far as they involve in training or participation in competitions of professional or semiprofessional sports persons, unless declared beforehand and necessary additional premium paid.

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