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Tata AIG Life Insurance

Individual Plan


To ensure your lead happy and successful lives, its important to plan now so that they will have the financial support they need in the future.

Tata AIG has a range of flexible insurance products to help you secure your children´s financial future. Our products include:

Assure Career BuilderMore Details

Tata AIG Life´s Assure Career Builder is a juvenile insurance product designed to provide your children with the financial support they´ll need at important junctures in their life.

Key features include:
• Lump sum payments at various stages of your child´s life: 20% of sum assured on your child´s 18th birthday, 20% on his/her 21st birthday, 20% on his/her 24th birthday and the remaining 40% when the policy matures on your child´s 27th birthday.
• Periodic payments against the policy do not affect the full payment of the sum assured in case of the insured´s death.
• A guaranteed addition of 10% of the sum assured to be paid at the time of maturity or death (policy must be in force for a minimum 10 years).
• A compound reversionary bonus, as declared by the Company, is credited to the policy on the policy anniversary.
• A terminal bonus payable on death or maturity (policy must be in force for a minimum 10 years).

Tax Benefits, Riders and Age Eligibility
•  Compound reversionary bonus and terminal bonus are non-guaranteed and depend on the performance of the Company.
•  Assure Career Builder is supported by a money-back guarantee. If you change your mind, simply return the policy document within 15 days of receipt and your premiums will be refunded (minus a nominal deduction to cover administrative charges).
•  Premiums paid under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961. Any sum received under this plan is exempt from tax under section 10(10D) of the Income Tax Act, 1961.*
• You can attach the Payor Benefit Rider at a nominal extra cost, which waives all future payments for this policy in the event of your unfortunate death or disability.
• Minimum entry age is 0 years, with a maximum of 15 years. The policy matures at age 27.
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