Apollodkv Health Insurance

Plan		Standard	Exclusive		Premium
Sum Insured per Policy(in lakhs)		2.00, 3.00, 4.00, 5.00	3.00, 4.00, 5.00	7.50	4.00, 5.00	7.50, 10.00
1.	In-patient Treatment
2.	Pre-hospitalisation
3.	Post-hospitalisation
4.	Day Care Procedures
5.	Domiciliary Treatment
6.	Daily Cash for choosing Shared Accommodation	Rs.500 per day, Max. Rs.3,000	Rs.500 per day, Max. Rs.3,000	Rs.800 per day, Maximum Rs.4,800	Rs.500 per day, Maximum Rs.3,000	Rs.800 per day,  Maximum Rs.4,800
7.	Organ Donor
8.	Emergency Ambulance	Upto Rs.2,000	Upto Rs.2,000	Upto Rs.2,000	Upto Rs.2,000	Upto Rs.2,000
9.	Daily Cash for accompanying an insured child	-	Rs.300 per day, Maximum Rs.9,000	Rs.500 per day, Maximum Rs.15,000	Rs.300 per day,  Maximum Rs.9,000	Rs.500 per day, Maximum Rs.15,000
10	Newborn baby	-	Optional	Optional	Optional	Optional
11.	Maternity Expenses with Waiting Period of 4 years		Normal Delivery Rs. 15,000* Caesarean Delivery Rs. 25,000* (* Incl. Pre/Post Natal limit of Rs.1,500 and New Born limit of Rs.2,000)	Normal Delivery Rs. 25,000* Caesarean Delivery Rs. 40,000* (* Incl. Pre/Post Natal limit of  Rs. 2,500 and  New Born limit of  Rs.3,500)	Normal Delivery Rs. 15,000* Caesarean Delivery Rs. 25,000* (* Incl. Pre/Post Natal limit of Rs.1,500 and New Born limit of Rs.2,000)	Normal Delivery Rs. 25,000* Caesarean Delivery Rs. 40,000* (* Incl. Pre/Post Natal limit of Rs. 2,500 and New Born limit of Rs.3,500)
12.	Outpatient Dental Treatment with Waiting Period of 3 years	-	-	-	Upto 1 % of Sum insured subject to a  Maximum of Rs.5,000
13.	Spectacles, Contact Lenses, Hearing Aid Every Third Year	-	-	-	Upto Rs.5,000	Upto Rs.5,000
14.	E-Opinion in respect of a Critical Illness	-	-	-	Covered, one opinion per policy year
15.	Additional Cover for Critical Illness	Not Offered	Optional 50% or 100% of basic Sum Insured
16.	Health Checkup	Upto 1% of Sum Insured per Policy, only once at the end of a block of every continuous four claim free years	Upto 1% of Sum Insured per Policy subject to a Maximum Rs. 5,000 per Insured Person, only once at the end of a block of every continuous three claim free years.		Upto 1% of Sum Insured per Policy subject to a Maximum Rs. 5,000 per Insured Person, only once at the end of block of every continuous two claim free years.
Benefits under 12, 13, 14 and 16 are subject to pre-authorisation by the TPA