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Reliance Business Insurance |
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Office Package Insurance Policy
This policy is an insurance package, designed to offer a range of benefits, arranged in different sections. It is a flexible package which not only gives the choice to identify the risks against which the proposer would like to protect the property, it also lets the proposer to determine the extent of cover against each identified risk. Thus, one can develop ones very own customized policy in accordance with the specific needs.
The Policy Covers
I. Fire & Allied Perils:
Covers office building (optional) as well as contents in office premises and stocks.
II. Burglary & Housebreaking:
Covers contents in office premises and damage to office premises or safe resulting from burglary or housebreaking, or any attempt threat.
III. Electrical & Mechanical Appliances:
Covers all electrical and mechanical appliances, against loss or damage due to unforeseen and sudden accidental physical damage caused by and solely due to mechanical or electrical breakdown.
IV. Electronic Appliances:
The electronic appliances, equipment or electronic installations, are covered against damage or breakdown under this Section. Computer software and programs (other than those developed in-house), data and data carrying devices, can also be covered under the policy.
V. Money Insurance:
loss of money arising out of accident or misfortune while in transit or its loss from the safe / till in office.
VI. Baggage:
Coverage is available against the loss of baggage due to accident or misfortune during any official journey undertaken outside the city by the proprietor, partner, principal officer or a permanent employee in the office.
VII. Fixed Plate Glass and Sanitary Fittings:
Covers loss or damage (due to accidental breakage) of fixed plate glass and sanitary fittings as well as frames or framework in the office premises.
VIII. Neon Sign/Glow Sign/Hoarding:
Covers Neon sign, Glow signs and Hoarding against loss or damage due to accidental external means like fire lightning, theft of whole sign, riot, strike, malicious damage, storm, tempest and flood.
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