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Tata Aig Corporate Insurance |
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Business Travel Accident
This product is designed for companies where numerous employees make overseas trips, each trip lasting for not more than 6 months. The employees get covered for Accident & Sickness Medical Expenses, Medical Evacuation, Baggage Loss or Delay, even Loss of Passport and a host of other relevant benefits. This is backed up by effective claims and assistance services across the world by two of the most proficient Assistance companies - AIG Assist and International SOS.
Why buy an individual retail policy every time your employee travels abroad when you can buy a single policy for all your people?
Features
Why BTA?
• BTA´s premium rates are per day, per person - so you pay only for what you use - this saves premium
• The policy issuance is Internet based and convenient both for issuing policies and MIS
• Travel days can be replenished on payment of additional premium - and monthly reconciliation to ensure accuracy of your billing.
• Toll Free facilities in Americas, UK, Japan for immediate medical assistance
How it works?
Each BTA policy is for an entire year. During this year, all single overseas trips (not exceeding 180 days) made by each and any employee is covered. The travel days and premium are adjusted according to actual number of days used.
Workmen´s Compensation Policy
Overview
This policy covers the legal liability of an Employer to an unlimited extent, under the Workmen's Compensation Act, The Fatal Accidents Act, and at Common Law. This liability devolves statutorily on the employer if his employee, falling under the purview of the definition of "Workman", suffers death, bodily injury (both temporary and permanent), and disease arising out of and in the scope of his employment.
Customer Profile
All manufacturing units with employees who fall under the purview of the Workmen´s Compensation Insurance Act, 1923 have Employers' Liability exposures under the Act. All business organisations have Employers' Liability exposures under Common Law and such organisations form the target market for this class of business.
Tata AIG Advantage
Indian multinationals who have Workmen´s Compensation needs in various countries around the world can opt for global policies from Tata AIG, which leverage AIG's presence in more than 130 countries. Tata AIG can issue locally admitted and non-admitted policies as per the demands of the jurisdiction in which the multinational operates.
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