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The Oriental Corporate Insurance |
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Office Umbrella Policy
The Office Umbrella Policy is a comprehensive insurance policy,specially designed by 'ORIENTAL' that seeks to provide protection to your Office against different kinds of risks and perils. By opting for this single policy,the office owner covers the risks his business is likely to encounter while concentrating on his business activity. This policy is suitable for large offices owned by big companies as well as small and medium sized offices like Travel Agencies, Professionals like Chartered Accountants, Consultants, Architects, Interior Decorators, Engineers or any other service provider. These offices could be your Corporate Offices or Zonal Offices or Area Offices or any other operating office. In addition the policy has special provisions for covering Medical Establishments, including Doctor's Clinics.
Covered Risks :
Section 1:- Buildings inclusive of : Landlord´s Fixture and Fittings, Boundary Wall and fences belonging to Insured´s or for which he is responsible.
Section 2A:- Contents contained in the office.
Section 2B:- Tenant´s legal liability.
Section 3:- Money Insurance.
Section 4:- Fixed glass and sanitary fittings.
Section 5:- Fidelity Guarantee.
Section 6:- Electronic Equipment Insurance.
Section 7:- Alternate Accomodation.
Section 8:- Personal accident.
Section 9:- Breakdown of office appliances.
Section 10:- Baggage.
Section 11:- Liability Insurance.
Section 12 :- Business Interruption
Overseas Mediclaim Business and Holiday
This policy provides indemnity for expenses incurred for medical treatment for illness,disease contracted or injury sustained during overseas travel and which is primarily in the nature of an emergency and which is necessary to be undertaken immediately.Eligibility - 1) Indian Residents undertaking bonafide trips abroad for: a) business and offical purposes b) holiday purpose 2) Foreign Nationals working in India. This insurance is valid from the first day of insurance and expires on the last day of the number of days specified in the policy,or on return to India,whichever is earlier. In case of a frequent traveller abroad,there is a special policy which covers all the trips undertaken during the period of 12 months.
Covered Risks :
Since the cover is available as per plans, the expenses would be reimbursed up to limits prescribed under the plan opted for.
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