Health Care costs are high and getting higher. Who will pay your bills if you have a serious accident or a major illness? Most of the times we are unprepared for these difficult times, emotionally, as well as financially. Bajaj Allianz´s Health Guard Policy, protects you and your family in case you need expensive medical care.It also offers you cashless benefit & medical reimbursement for hospitalisation expenses.
Features
• Cashless Claim settlement with the network of hospitals
• Proposal and application made simpler
• Extended Pre and Post hospitalization period
• Combination with other health products -Hospital cash & Critical Illness
• Pre-existing disease waiver if continuously insured with us for last 4 years
Benefits
• No strain on pockets of insured
• Complete health coverage
• Extended financial support
• Comprehensive coverage
• Easy and less time consuming
Group Critical Illness
A Critical Illness plan means you can insure yourself against the risk of serious illness in much the same way as you insure your car and your house. It will give you the same security of knowing that a guaranteed cash sum will be paid if the unexpected happens and you are diagnosed with a critical illness.
The purpose of critical illness plan is to let you put aside a small regular amount now, as an insurance against all this happening. The statistics speak for themselves and if you become a part of them at least you will be sure that lack of money won't add to your problems.
Bajaj Allianz, in its efforts to provide a customer centric solution is offering an insurance policy to cover to some of these critical illnesses like
Features
• Very competitive premium rates
• Insured can opt for Sum Assured from 1,00,000 to Rs. 50,00,000
• Premium paid is exempt under the Income Tax section 80 D
• The product is offered from 6 to 59 years
• Medical examination may be required in some cases based on the age and the benefit amount opted by the proposer.
Benefits
• Easy availability of money to take care of the medical expenses
• All related expenses for treatment is covered
• Most in the family can be covered
• Frees insured of mental anxiety / stress during difficult times
• Comprehensive coverage with nominal expense
