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Janata Personal Accident Insurance
Salient Feature
Policy covers individuals against death or Partial / Total disablements.
| Scope of Cover World Wide |
| Death due to accident |
100% of S.I. |
| P T D due to accident |
100% of S.I. |
| Loss of 1 eye or 1 limb |
50% of S.I. |
| Loss of 2 limbs,1 eye and 1 limb or 2 eyes |
100% of S.I. |
Group Discount upto 30% and Long Term Discount upto 20% are Available under the Scheme.
Age group
10Years - 70 Years.
Capital Sum Insured
Rs.25,000/- to Rs.1 lac with the multiple of Rs.2500/-.
Exclusions
1. Any existing disablement.
2. Death, injury or disablement due to intentional self-injury, suicide or attempted Suicide.
3. Disablement or death under influence of liquor or drug.
4. Death or disablement during racing, hunting, mountaineering, Ice Hockey, Winter Sports.
5. Insanity
6. Breach of law with criminal intent.
Kisan Agricultrual Pumpset Insurance
Salient Features
Centrifugal pumpsets(Electrical and Diesel Oil) and submersible pumpsets upto 25 HP and used for agricultural purposes are covered under the policy.
Scope of Cover
(a) Electrical /Mechanical Breakdown
(b) Fire/lightning
(c) Theft and burglary(should be kept in locked enclosure)
(d) Riot/ strike / Malicious damage
(e) Terrorism.
Additional Cover :
Flood risk by charging extra premium.
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