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Reliance Student Insurance |
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Personal accident
We pay compensation if you unfortunately sustain accidental bodily injury during the trip.
Accidental Death & Dismemberment - Common Carrier
We also pay compensation for permanent disability and loss of life arising out of an accident while riding as a passenger in a common carrier.
Two Way Compassionate Visits
We reimburse the return fare for an immediate family member to visit you or you to visit your family member in case of hospitalisation for more than seven consecutive days.
Personal possession contingencies
Loss of passport
We reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.
Total loss of checked baggage
We compensate you for the total loss of your checked-in baggage caused by a carrier.
Personal liability
We offer compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by you.
Bail bond
We arrange to pay the bail amount to the appropriate authority/court, on your behalf if you have been arrested or detained by Police or Judicial authorities for any bailable offence whilst abroad.
Study interruption
If your education abroad has been interrupted on account of a medical condition, we reimburse the current semester fee already paid.
Sponsor protection
In case the sponsor, who is taking care of your tuition fees is injured resulting in his demise, we reimburse the tuition fees.
Exclusions under the Policy
At Reliance General Insurance, we would like things to be as transparent as possible. To ensure that you do not face any misunderstanding when you make a claim, we would like you to know some of the major exclusions under the Policy.
1. Medical expenses towards treatment of any pre-existing illness (unless of life threatening nature), suicide, self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcohol/drug abuse, dangerous sports, HIV/AIDS etc will not be payable
2. No claim will be paid if the Insured Student.
• Is travelling against the advice of a Physician
• Is receiving or on a waiting list for specified medical treatment declared in the Physician's report or certificate
• Is travelling for the purpose of obtaining treatment
• Has received a terminal prognosis for a medical condition
3. Theft or loss of passport when left unattended or not informed to Police authorities
4. In case of loss of checked baggage, no partial loss or damage shall become payable
5. War or Nuclear perils
Emergency Assistance for Claims
Emergency Assistance Service is provided by International SOS Services (India) Pvt. Ltd. They can be contacted on the following numbers:
International Toll Free Line: 18666773851
National Toll Free Line : 1800118841
Fax Number : 011-41898801
This service provider is obliged to provide emergency assistance as well as claims administration services outside the Republic of India.
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