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United India Rural Insurance |
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Poultry Insurance
We Cover
• ALayer birds and hatchery birds in a poultry farm in the age group of 1 day old to 72 weeks and broilers in the age group of 1 day to 8 weeks.
• Ducks and Quails are also insured under the policy.
Who can be Insured?
OwnPoultry farmers / financing bank can insure the birds. All the birds in the farm should be insured without selection.
Insured against What Risks ?
Policy provides indemnity against death of birds due to accidents including fire, lightning, flood, cyclone, strike, riot, civil commotion, terrorism, earthquake and disease contracted or occurred during the policy period (a fewer specified diseases are however excluded and can be covered subject to vaccination.
What will Policy Pay and How Much ?
80% of the value of the bird at the time of loss as per stage wise valuation table attached to the policy subject to deduction of a specified policy excess.
What will Policy not Pay ?
The policy will not pay for the losses caused by the following:
• Malicious / wilful misconduct / negligence.
• Transit by any mode of transfer.
• Improper management.
• Theft and clandestine sale of birds.
• Intentional slaughter of birds.
• Consequential loss
• War and nuclear perils.
• Mareks, Ranikhet, Foul Pox and infectious bronchitis unless birds are successfully protected against them.
• Loss of production, mall nutrition, under growth, cannibalism, loss due to huddling and piling of birds.
Kissan Agricultural Pumpset Policy
We Cover
All kinds of pumpsets like centrifugal, jet and submercible (both electrical and diesel) upto 30 HP of approved makes.
Who can be Insured ?
Owners of pumpset or financing banks and manufacturers of pumpset can insure under Pumpset Package Policy.
Insured against What Risks ?
a) Fire and lightning
b) Theft/burglary
c) Mechanical/Electrical breakdown
d) RSMD and Terrorism
e) Flood
What will Policy Pay and How Much ?
For total loss of sum insured or market value prior to loss whichever is less is payable . For replace parts, dpereciation is chargeable in the event of electrical / mechanical breakdown losses.
The rewinding charges are reimbursable subject to maximum limits specified in the policy. There will be due deduction for salvage and excess
What will Policy not Pay ?
a) Normal wear and tear, gradual deterioration due to atmospheric condition or otherwise.
b) Wilful or gross negligence of insured or his representative.
c) Faults existing at the time of commencement of insurance known to insured or his representative.
d) Loss or damage for which manufacturers or suppliers are responsible either by law or under contract.
e) Cost of dismantling, transport, re-erection.
f) War and nuclear perils.
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