What can be Sum Insured ?
Policy can be availed for an amount of Rs.5,000/- sum insured.
What is Insured ?
• Death
• Permanent total disablement
• Total and irrecoverable loss of use of limb
• Loss ofeye sight due to accidental injury.
What will Policy Pay ?
In the event of accidental injury, it provides compensation as follows-
• Death or permanent total disablement - 100% of sum insured.
• Loss of two limbs or two eyes or one limb and one eye - 100% of sum insured.
• Loss of one limb or one eye - 50% of sum insured.
What is not covered ?
• No compensation is payable for any disablement that exists at the time of taking the policy. No payment will be made in excess of the sum insured for each individual.
• Intentional self-injury
• Suicide or attempted suicide
• Whilst under the influence of intoxicating liquor or drug
• Whilst racing on wheels
• Hunting
• Big game shooting
• Mountaineering or whilst engaged in winter sports or resulting from the insured committing any breach of law with criminal intent.
• War and nuclear perils.
