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ICICI Lombard Student Insurance |
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Policy Coverage
Medical Expenses (including medical evacuation)*- US $50,000 to US $500,000 -
This covers medical costs incurred due to illness or accident including medically necessary and prescribed emergency evacuation. It covers defined outpatient, in-patient, medical aid, therapies and diagnostic tests.
Emergency Medical Evacuation and Repatriation of Remains to home country is covered up to the medical sum insured chosen (US $50,000 - US $500,000)
Dental Treatment *- US $250 -
Covers acute anesthetic treatment of natural teeth.
Repatriation of Remains- Upto medical sum insured-
Covers the funeral expenses or expenses of repatriating the remains back to India, in case of death overseas.
Checked Baggage Loss- US $1,000 -
Compensation for the permanent loss of checked-in baggage.
Passport Loss ** - US $200 -
For expenses incurred in obtaining a fresh or new passport.
Personal Accident- US $25,000 -
Compensation paid in case of death or permanent total disability.
Personal Liability- US $100,000 -
Compensation of damages to be paid to a third party, resulting from death, injury or damage to health or property caused involuntarily by the insured.
Bail Bond- US $5,000 -
For the bail amount, if arrested or detained by police or judicial authorities of the place, for any bailable offence whilst abroad.
Study Interruption- US $7,500 -
Reimbursement for the remaining part of the current school semester fee, if studies are interrupted on account of a medical condition or compassionate reasons on the family front.
Sponsor Protection- US $10,000 -
Reimbursement of tuition fees in case of demise of person paying for studies due to an accident.
Compassionate Visit- US $7,500 -
In case of hospitalization (exceeding 7 days) of student or a family member, where a family member visits student or student visits India. Round trip economy class tickets for student/ family member, and accommodation for the family member visiting abroad, will be reimbursed.
Key Benefits
• Buy the policy in Indian rupees, which is 1/3 the cost of buying abroad
• Accepted by most of the foreign universities as a substitute for their compulsory insurance
• ICICI Lombard has partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US
• Plans available with second year extension option, thereby covering you for the entire period of study
• Extend your policy 3 months in advance - Now you do not have to wait till policy expiry to extend your Student Medical cover, extend your policy 3 months in advance
• Policy coverage for 2 years - Student Medical Insurance is now available with a continuous cover for 2 years. Now cover your entire period of study and rid yourself of policy extension hassles with a policy duration of 365+365 = 730 days
• Medical outpatient expenses covered
• No pre-medical check-up required
Eligibility
• Minimum age of insured persons is 16 years.
• Maximum age of insured persons is 35 years.
• Non-insurable persons: professional and semi-professional sportsmen.
• Students already studying abroad can buy the policy.
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