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ICICI Lombard Student Insurance |
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Bronze Plan
Introduction
Student Medical Insurance covers unexpected and unplanned medical and non-medical expenses when you are studying abroad. In order to faciliate greater access to quality health care, we have partnered with leading US-based Health Care provider UnitedHealth Group, to provide you access to United Health Care's network of hospitals and physicians when in the US.
A composite policy that covers you against sponsor protection, study interruption, compassionate visit, personal liability, bail bond, checked baggage loss and personal accident. Click here to find your university specific insurance details.
Policy Coverage
Sponsor Protection- US $10,000 -
Reimbursement of tuition fees in case of demise of person paying for studies due to an accident.
Study Interruption- US $7,500 -
Reimbursement for the remaining part of the current school semester fee, if studies are interrupted on account of a medical condition or compassionate reasons on the family front.
Compassionate Visit- US $7,500 -
In case of hospitalization (exceeding 7 days) of student or a family member, where a family member visits student or student visits India. Round trip economy class tickets for student/ family member, and accommodation for the family member visiting abroad, will be reimbursed.
Bail Bond- US $5,000 -
For the bail amount, if arrested or detained by police or judicial authorities of the place, for any bailable offence whilst abroad.
Passport Loss* - US $200 -
For expenses incurred in obtaining a fresh or new passport.
Personal Liability- US $100,000 -
Compensation of damages to be paid to a third party, resulting from death, injury or damage to health or property caused involuntarily by the insured.
Key Benefits
• Buy the policy in Indian rupees, which is 1/3 the cost of buying abroad
• Accepted by most of the foreign universities as a substitute for their compulsory insurance
• ICICI Lombard has partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US
• Plans available with second year extension option, thereby covering you for the entire period of study
• Extend your policy 3 months in advance - Now you do not have to wait till policy expiry to extend your Student Medical cover, extend your policy 3 months in advance
• Policy coverage for 2 years - Student Medical Insurance is now available with a continuous cover for 2 years. Now cover your entire period of study and rid yourself of policy extension hassles with a policy duration of 365+365 = 730 days
Eligibility
• Minimum age of insured persons is 16 years.
• Maximum age of insured persons is 35 years.
• Non-insurable persons: professional and semi-professional sportsmen.
• The policy can be bought by students already studying abroad.
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